121 Fern LOOP, Lake Lure, NC 28746
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121 Fern LOOP, Lake Lure, NC 28746
121 Fern LOOP, Lake Lure, NC 28746
121 Fern LOOP, Lake Lure, NC 28746
121 Fern LOOP, Lake Lure, NC 28746

$550,000

Est. payment /mo

$575,000

4.3%
Est.Price: ?

For more information regarding the value of a property, please contact us for a free consultation.

121 Fern LOOP Lake Lure, NC 28746

3 Beds

4 Baths

2,386 SqFt

SOLD DATE : 09/22/2026

Key Details

Sold Price $550,000

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Sold

Purchase Type For Sale

Square Footage 2,386 sqft

Price per Sqft $230

Subdivision Rumbling Bald On Lake Lure

MLS Listing ID 4357970

Sold Date 09/22/26

Bedrooms 3

Full Baths 2

Half Baths 2

HOA Fees $413/ann

HOA Y/N 1

Abv Grd Liv Area 2,386

Year Built 2003

Lot Size 0.630 Acres

Acres 0.63

Property Sub-Type Single Family Residence

Property Description

RARE INVESTMENT OPPORTUNITY IN LAKE LURE NC- Welcome to Captain's Quarters, a spacious mountain retreat located inside the gated community of Rumbling Bald on Lake Lure, with 38 days already booked for 2026, providing immediate income potential. Whether you're seeking a proven vacation rental, a second home, or a future primary residence, this property offers exceptional flexibility.

Designed to maximize both comfort and mountain views, the upper level features the main living area with a well-appointed kitchen, pantry, half bath, and a spacious primary suite complete with a private bath and walk-in closet. Step outside to the upper deck and enjoy beautiful views of Bald Mountain and the surrounding natural landscape.

The lower level offers additional space for family and guests with two bedrooms, two bathrooms, a laundry area, and a separate living room, creating a private and functional guest or multi-generational living.

Outdoor living is a true highlight, featuring a covered lower porch, a spacious side deck, and an expansive covered rear deck connecting to the upper living area. Above it all, a private observation deck (widow's walk) provides a unique vantage point to take in breathtaking mountain views and the peaceful serenity that makes Western North Carolina so special.

Located just a short golf cart ride from Rumbling Bald's renowned amenities, including championship golf courses, indoor and outdoor pools, private Lake Lure beach access, wellness center, restaurants, hiking trails, and outdoor recreation, this property offers year-round appeal.

For buyers considering a future move to the mountains, Captain's Quarters presents a unique opportunity to generate rental income and build ownership equity today while enjoying an established rental history and existing bookings. Continue operating it as a successful vacation rental while it helps offset ownership costs, then transition it into your full-time residence, retirement home, or personal mountain getaway when the time is right. This is an opportunity to invest in your future while enjoying income-producing potential from day one.
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Location

State NC

County Rutherford

Zoning R-3

Rooms

Primary Bedroom Level Upper

Main Level Bedrooms 2

Interior

Heating Heat Pump

Cooling Central Air

Flooring Tile, Vinyl, Wood

Fireplaces Type Family Room, Gas Log

Fireplace true

Appliance Dishwasher, Gas Range, Microwave, Refrigerator with Ice Maker, Washer/Dryer

Laundry Laundry Room

Exterior

Community Features Boat Storage, Cabana, Clubhouse, Dog Park, Fitness Center, Game Court, Gated, Golf, Indoor Pool, Lake Access, Outdoor Pool, Pickleball, Playground, Putting Green, Recreation Area, Sauna, Sidewalks, Tennis Court(s), Walking Trails

Utilities Available Cable Connected, Propane, Underground Utilities

Waterfront Description Beach - Public,Boat Slip – Community,Paddlesport Launch Site - Community

View Mountain(s)

Street Surface Asphalt,Paved

Accessibility Two or More Access Exits

Porch Balcony, Deck, Front Porch, Patio, Wrap Around

Garage false

Building

Lot Description Paved, Views

Foundation Slab

Sewer Septic Installed

Water Community Well

Level or Stories Two

Structure Type Hardboard Siding

New Construction false

Schools

Elementary Schools Lake Lure Classical Academy

Middle Schools Lake Lure Classical Academy

High Schools Lake Lure Classical Academy

Others

HOA Name ar@rumblingbald.com

Senior Community false

Acceptable Financing Cash, Conventional

Listing Terms Cash, Conventional

Special Listing Condition Subject to Lease

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Listed by Debbie Cates • Rumbling Bald Real Estate • dcates@rumblingbald.com
Bought with Friedrich Jaeger Faber • Lake Lure Realty Company LLC

NEARBY SCHOOLS & BUSINESSES

Jeremy Ordan

Jeremy Ordan

Team Lead License ID: 280072

+1(704) 609-9300

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